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Wagering Requirements Explained

What a 5× or 10× rollover actually asks of you, the one formula that prices it, and how to tell a clearable requirement from one designed to eat the bonus.

📖 Bookmakers ⏱ 6 min read

Updated Aug 18, 2026 · Written by the AI Betting Tips editorial team · how we work

What the multiplier actually asks of you

A wagering (or rollover) requirement is the total amount you must stake before bonus money becomes withdrawable. The multiplier is applied to a base, and the base is the single most important word in the terms: 5× on a €100 bonus means €500 of turnover, while 5× on deposit plus bonus means €1,000 for the same offer. Books know most readers never check which base applies — the two offers look identical in an advert.

Turnover means settled stakes, not losses. Winning bets count toward the requirement just as losing ones do; what is being demanded is volume through the book's margin, not your money specifically. That is exactly why the requirement has a computable price rather than being a coin flip.

The one formula that prices any requirement

Expected clearing cost = required turnover × average margin of the markets you clear it on. Margin is the bookmaker's built-in commission — typically 4–6% on major football 1X2 markets, more on longshots and obscure leagues. €600 of required turnover at a 5% margin costs about €30 in expectation. Whether the bonus survives clearing is then simple: bonus minus expected cost, minus any value you gave up by betting differently than you otherwise would.

This is an expectation, not a guarantee — you can run hot and keep everything or run cold and lose the lot along the way. But it is the honest yardstick. An offer whose expected clearing cost exceeds the bonus is not a bonus at all; it is decorated turnover, and no sequence of results changes that in the long run.

Casino-style bonuses complicate this with game weighting: slots usually count 100% toward wagering while table games count 10–20% or nothing. A 'sportsbook + casino' combined offer cleared on the sportsbook alone can silently demand five times the turnover you assumed. If a weighting table appears in the terms, read it before anything else.

Why minimum odds exist

Left unconstrained, a requirement could be cleared at odds of 1.01 with almost no risk, so every offer sets a minimum qualifying price — commonly 1.50 to 1.80. Bets below the floor simply do not count. The floor forces genuine exposure to variance, which is precisely what the book paid for.

The floor also shapes what clearing costs. Margins on heavy favourites are proportionally small, so books set the floor where their margin is healthier. Clearing at exactly the minimum odds on liquid markets is usually the cheapest compliant route: mainstream lines carry the thinnest margins, and adding legs or reaching for longshots raises the margin you pay on every euro of turnover.

Expiry and sequencing — the quiet killers

Requirements expire, typically in 7 to 30 days, and an unfinished requirement usually forfeits the bonus and any winnings made with it. Before accepting, divide the required turnover by the days available and ask whether that weekly staking volume resembles how you actually bet. If clearing needs five times your normal volume, the offer is priced for someone else.

Sequencing matters too: many books stake your deposit balance first and the bonus after, and — the clause that surprises everyone — void the whole offer if you withdraw anything before the requirement completes. The combination means your own money is committed before the bonus is ever touched. Read the order of operations, not just the multiplier.

Clear it, or walk away

The decision is one comparison: bonus value versus expected clearing cost at your realistic pace and markets. When it is positive and the volume fits inside your normal betting, take the offer and clear it at minimum compliant odds on the most liquid markets you already bet. When it is negative — or positive only if you triple your stakes — decline, and lose nothing: the same bets are always available without conditions.

One discipline covers the rest: never let an active requirement change a betting decision. The requirement is a background constraint, not a strategy. The moment you find yourself adding a bet 'to make progress on the rollover', the book has converted its marketing cost into your turnover — which was the design all along.

Worked example

€50 bonus at 8× on the bonus: €400 turnover at minimum odds 1.80. Cleared on mainstream football 1X2 at a 5% margin, expected cost ≈ €20 — the offer retains about €30 of real value. The same €50 at 12× on deposit + bonus (base €100, turnover €1,200) costs about €60 in expectation and is worth less than nothing before variance says a word.

Key takeaways
  • Find the wagering base first: 'bonus' versus 'deposit + bonus' doubles the turnover on identical multipliers.
  • Expected clearing cost = turnover × margin. Above the bonus value, the offer is decorated turnover, not a bonus.
  • Minimum-odds floors force real variance; clearing at the floor on liquid markets is usually the cheapest compliant route.
  • Divide required turnover by the expiry window — if the weekly volume is not how you bet anyway, decline.

Frequently asked questions

Do winning bets count toward a wagering requirement?

Yes. The requirement measures staked volume, not losses — a settled winning bet counts exactly as a losing one does. Voided, cancelled and cashed-out bets typically do not count, and bets below the minimum odds never do.

What happens if I withdraw before finishing the wagering?

Under most terms the bonus and any winnings attributed to it are forfeited, and some books void the offer on any withdrawal at all, including your own deposit. If there is a chance you will want the money mid-clearing, check that clause before accepting rather than negotiating with support after.

Is a 5× requirement always better than a 10×?

Only with the same base and odds floor. 5× on deposit + bonus is more turnover than 10× on the bonus alone whenever the deposit matches the bonus. Compare computed turnover — multiplier × base — never the multiplier by itself.

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⚠️ Our AI model is still learning from match data. All predictions are experimental statistical estimates for information purposes only — not financial advice and not an invitation to bet. Outcomes are never guaranteed. 18+ · Gamble responsibly.